Table Rush Talk Show!

Sometimes I can be thrifty to my detriment.

Episode Summary

Sometimes I can be thrifty to my detriment and it can come back to bite me in the butt. In this case it manifested in me skipping a couple of x-rays at the dentist. Which lead to some root canals! WTF! I’m trying to grow past that :). And I challenge you: where are you being thrifty in your life, that it's perhaps going to cost you more financially down the road.

Episode Notes

Sometimes I can be thrifty to my detriment and it can come back to bite me in the butt.  In this case it manifested in me skipping a couple of x-rays at the dentist.  Which lead to some root canals!  WTF!  I’m trying to grow past that :).  And I challenge you: where are you being thrifty in your life, that it's perhaps going to cost you more financially down the road.

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Transcript: Mischa Zvegintzov 00:01

Oh my gosh, I've been meaning to talk about this for quite a bit. Keep on meaning to do an episode about this and it's about how do we say it these days? It's a limited mindset or limiting...or what is it went the opposite of financial abundance or abundance? Lack, that lack of mindset or Thriftiness. Sometimes I can be thrifty to my detriment. Yes, I can be thrifty to my detriment. And I'm, and I'm going to tell you how that has come back to bite me in the butt. As I'm trying to grow past that, and, and act as if, what if? What if I wasn't driven by, by a lack mentality in regards to? What how was it? What if money? What if money wasn't the driving factor of this decision? That's what it is. So oftentimes, I'll be like, well, the financial peace when sometimes you gotta throw caution to the wind, I think. Gosh, this is a bit disjointed, hang in there with me people. But here we go. So the dentist can be a source of financial insecurity for me, and financial stress and financial tension. Seems like genetically, I've been very healthy in many ways. However, as the dentist reminds me, I'm very, I go to the dentist every every six months. And for a while, I was going every three months as we were trying to make sure that my teeth were hanging in there, which is good. But here we go. This is funny, I've got good teeth, they just if I am not... I get to be hyper diligent in dental care or next thing, you know, I've got a cavity. Or next thing you know, I need a friggin root canal. And, and so I was being thrifty in that regard. And that a couple years ago...and time goes fast man, the older you get the faster time goes. The dentist was like, hey, it's time for X rays. We want to X ray you every year. I believe it is the X ray you every year to make sure your teeth and the roots of your teeth and all that and your gums, not gums but your what your jaw, whatever to make sure all that's good and in line and and I can get in the mindset that the dentist is just taking advantage the dentist doesn't need to, to do X rays to racket, it's a scam. And I love my dentist. I do love my dentists. They're always been so gracious and taking such great care of me.  And so that is a belief that is not true. Right And where does that come from? I don't know. But like actually, I kind of know. I did get sold pretty hard one time from a dentist when I had first moved to San Diego in 2001/2002. And it definitely did not feel authentic and like my best interests were in the top of their mind. It was like extract as much finances out of Mischa as you can. And I think we know when when when there is that fine line. Where my current dentist is absolutely just trying to has my health top of mind. So anyway, I think extra is $150 or whatever it is which you know...man, dentists.  They've got an office. They've got dental assistants. Often times dentists are upgrading their equipment you know, learning new stuff. It's one of the great things.  Kent Howard's my dentist and and here in Cardiff by the sea California. Anyone needs a dentist in Cardiff by the sea go to Kent Howard's office.

Mischa Zvegintzov 04:56

But he has some great he's even brought in some great new very He experienced dentists to support his office. And this one of his new dentists that's been helping me, I wish I could remember his name. But the guy, he's, I don't know, 60 or something like that. But he's constantly learning new techniques. And it's really fun to hear him talk about them as he's working on your teeth.  But he was talking about whatever. My point is that there is a significant financial investment and risk and stuff that dentists take on. And, you know, they're trying to support a practice and families.  And so when I can get out like $150, for digital frickin X ray, like that's, that's like 18 year old worries, that's the 18 year old me being worried about an x ray and paying for it. Because financially times were very tight in my youth. You know, as I was learning what I was going to do with my life...which I'm still wondering, by the way.  So, let me get to the point that, hey, if they say, hey, it's time for your X rays, and so in my Thriftiness, I'm like, Yeah, let's put it off for six months. No big deal. I, I'm sure you're gonna guess what's gonna happen. So, six months later, hey, it's time for your X rays. Like, what? Bottom line is that roll in one day? next appointment? I can't remember the exact timeline. But they're like, it's been a little two years over two years, since we did your X rays, which saved me probably 150 or 200, or $300. They do the X rays. I get a call the next couple of days. You have been not doing the best job of flossing in this one ear area, you're probably going to need a root canal. And they're like deer. Does that hurt? Over there? Cuz I was like, no, they're like, Well, we're very surprised. So they make a recommendation to the root canal guy. So what happens is a root canal also means you need a I think it's called a crown. I don't know the exact terminology. Not a bridge, but a crown. I don't know what the difference is doesn't matter. Point is... Yeah, I get there. At the root canal place, the root canal guy, he's like, your teeth Doesn't your tooth doesn't hurt. You're very lucky. We definitely need to make this happen. So me saving $150 ended up costing me $3000 For a root canal and a crown. And then there's actually even a little more to the story where you can email me and I'll tell you the rest of the story. contact@belove.media. My email is in the show notes. You can either just type in contact@BELOVE.media, and I'll tell you the rest of the story. Or you can click in the my email in the show notes. And I will reply with the rest of the story. But I challenge you because it's really got me thinking as I challenge you, where are you being thrifty in your life, that it's perhaps going to cost you more financially down the road. Like where is my financial insecurity, my focus on lack, instead of abundance... not having my focus in the right place in that regard. Ends up costing you/me? You get what I'm saying? Where in your life are you focusing on that where you should be focusing on the "what is the potential benefit that the spend will bring?" So yeah, that point was absolutely driven home to me through this recent dental experience, as I've been making leaps and bounds, growth in that regard. All right. My gosh, I'm done. Love to all